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Published: 17 November 2003
EISBN: 978-0-8223-8502-8
... n PART II Risk, Insurance, and Redistribution SHERRY A. GLIED n Health Insurance and Market Failure since Arrow Illness is usually unexpected and often costly. Health insurance is a contingent claims contract that...
Published: 08 August 2005
DOI: 10.1215/9780822387343-008
EISBN: 978-0-8223-8734-3
...Medicaid and Medicare: The Unanticipated Politics of Public Insurance Programs Lawrence D. Brown and Michael S. Sparer Once upon a time, more or less everyone knew what genuine health reform meant. Affordable universal coverage would have the statutory shape of a European national health...
Published: 08 August 2005
DOI: 10.1215/9780822387343-019
EISBN: 978-0-8223-8734-3
...What’s Ahead for Health Insurance in the United States? Victor R. Fuchs The announcement that most of the nation’s biggest insurers—Aetna, cigna, Humana, the United Health Group, and Wellpoint Health Net- work—will be introducing a new kind of health plan during the next year or...
Published: 17 November 2003
DOI: 10.1215/9780822385028-006
EISBN: 978-0-8223-8502-8
...n PART II Risk, Insurance, and Redistribution SHERRY A. GLIED n Health Insurance and Market Failure since Arrow Illness is usually unexpected and often costly. Health insurance is a contingent claims contract that moves...
Published: 25 November 2005
DOI: 10.1215/9780822387022-003
EISBN: 978-0-8223-8702-2
...! —Leopardi, ‘‘Dialogue between Fashion and Death’’ CHAPTER 3 ‘‘Madam Death! Madam Death CREDIT, INSURANCE, AND THE ATLANTIC CYCLE OF CAPITAL ACCUMULATION Among the figures not present, at least in costume, at John Gregson’s mas- querade ball was one who would, nevertheless, have been one of...
Published: 17 April 2002
DOI: 10.1215/9780822383536-003
EISBN: 978-0-8223-8353-6
... 3 : Health Insurance Coverage in the United States Insured Americans are enrolled in a mix of health plans with both public and private sponsors. The federal government and the states are the major sponsors of public health plans, while major private sponsors include em- ployers...
Published: 05 August 2016
DOI: 10.1215/9780822374039-006
EISBN: 978-0-8223-7403-9
... For $4 a year, a family in the village of Kuwdé, in northern Togo, can sign up for health insurance at a local medical clinic. This system, created by Duke students in 2009, is a win for both sides. Insured villagers save money when purchasing medicines, while the clinic makes money from the...
Published: 27 January 1993
DOI: 10.1215/9780822381785
EISBN: 978-0-8223-8178-5
Published: 01 August 2007
DOI: 10.1215/9780822390541-005
EISBN: 978-0-8223-9054-1
...CHAPTER 5 The Nonaccidental System The Origins of American Health Insurance primary message of the cdhc movement is that we have Atoo much health insurance. Economics teaches us, however, that consumers do not purchase ‘‘too much’’ of...
Published: 08 August 2005
DOI: 10.1215/9780822387343-004
EISBN: 978-0-8223-8734-3
... study of the original so- cial insurance program, ‘‘From Bismarck to Beveridge In the same way that certain scientific phenomena demand attention to genesis and change over time (meteorology, embryology and pathology come to mind), so does the study of contemporary social policy require that one...
Book Chapter

By Timothy Jost
Published: 01 August 2007
EISBN: 978-0-8223-9054-1
... organizations such as the National Center for Policy Analysis and the Galen and Cato institutes; by academic econo- mists; by business school gurus, notably Regina Herzlinger; by insurers, such as United, Aetna, and the Blue Cross plans, who market consumer- driven products; by some...
Published: 04 May 2015
DOI: 10.1215/9780822375500-001
EISBN: 978-0-8223-7550-0
... The phrase ordinary medicine reflects the hidden chain of health care drivers among science, politics, industry, insurance, and ethics that organizes and drives our health care system. The chain and the ethical field that supports it are the mechanisms by which treatment standards become social...
... This chapter describes the chain of connections among science, industry, and insurance that defines the quandary of drawing the line between enough and too much treatment. It explains how treatments emerge, become available to patients, and then are deemed to be wanted and necessary. The...
Published: 04 May 2015
DOI: 10.1215/9780822375500-002
EISBN: 978-0-8223-7550-0
... This chapter describes the chain of connections among science, industry, and insurance that defines the quandary of drawing the line between enough and too much treatment. It explains how treatments emerge, become available to patients, and then are deemed to be wanted and necessary. The chapter...
Published: 04 May 2015
DOI: 10.1215/9780822375500-004
EISBN: 978-0-8223-7550-0
... This chapter shows how evidence from clinical trials emerges, how those findings determine insurance reimbursement patterns and then treatment standards, and how those organize the work of doctors. It ends with a look at the specter that hangs over these engines of innovation and evidence: the...
Published: 01 August 2007
DOI: 10.1215/9780822390541-011
EISBN: 978-0-8223-9054-1
... uses virtually no health care. The cost of health care consumed by the most expensive portion of the population, moreover, is unaffordable by all but a very small minority of the wealthiest Americans. Health insurance is therefore necessary to assure access to health care. This fact is uncontrover...
Book Chapter

By Timothy Jost
Published: 01 August 2007
DOI: 10.1215/9780822390541-014
EISBN: 978-0-8223-9054-1
... INDEX access to health care. See health care: Baylor Hospital plan, 56 access to; health insurance: access Becker, Gary, 213 n. 5, 214 n. 8 to health care and; underinsurance; behavioral psychology, 93–96, 100, 103, uninsureds 112, 214 n. 10...
Published: 01 August 2007
DOI: 10.1215/9780822390541-006
EISBN: 978-0-8223-9054-1
.... Understanding this history can assist us in better understanding the movement. The history of cdhc is largely the history of moral hazard. From the earliest beginnings of health insurance in the United States observers were concerned about the possible ef...
Published: 01 August 2007
DOI: 10.1215/9780822390541-002
EISBN: 978-0-8223-9054-1
... raising health insurance cost sharing, and in particular by raising deductibles to a high enough level that health insurance does not cover routine health care costs. If patients have to purchase health care with their own money, making the same trade-offs between cost...
Published: 08 August 2005
DOI: 10.1215/9780822387343-002
EISBN: 978-0-8223-8734-3
... medical services than any other nation, and U.S. physicians earn more than their counter- parts in Canada, Europe, and Japan. An extraordinary amount of money— as much as $300 billion annually—goes to pay just for the system’s ad- ministrative costs.≤ Americans with insurance have access to the latest...